The Federal Retirement Roadmap

Retiring from federal service is one of the biggest financial transitions you will ever make — and one of the most paperwork
heavy. FERS draws your income from three separate sources, each with its own rules, deadlines, and forms. This roadmap
walks you through what to do and when: the moves to make five years out, the countdown in your final year, and what to
expect once your annuity begins. Work through it at your own pace, and keep it somewhere you will come back to.

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